[ale] OT security not at QT gas pump

[Andy Borgmann]

What EMV card do you have? I didn't think there were any here except the
chase card for British Airways. I debated getting it for travel to Europe
but decided against it (can't remember why now)

On Saturday, July 27, 2013, JD wrote:

> By the end of 2014, in theory, EMV (chip-n-pin) cards
> https://en.wikipedia.org/wiki/EMV will be required across the USA.  That
> means a
> PIN will be necessary for all transactions. Where I've seen them used
> overseas,
> the transaction machine is brought to you to insert and enter the PIN -
> your
> card never leaves your possession.
>
> EMV has security and fraud issues too. Nothing is perfect.  The main
> concern for
> users is when the PIN is entered, it is assumed that you agreed to the
> transaction - little hope of claiming fraud. Some contracts include that
> clause.
> EMV has been used to shift liability to the consumer in some countries.  I
> haven't seen this clause added to my EMV card here.
>
> On 07/27/2013 05:48 PM, Mike Harrison wrote:
> > On Sat, 27 Jul 2013, Ron Frazier (ALE) wrote:
> >> Had to share this with you.  I go to the QT gas pump.  I swipe the debit
> >> card.  The screen says enter your pin number or press no.  So, just
> like I
> >> would if I was a thief, I press no.  The pump asks me to select my fuel
> grade,
> >> which I do.  Then I proceed to fill my tank.  Great security.
> >
> > On many better systems, you get prompted for a zip code,
> > as others have said.
> >
> > Option B: "credit card" rather than "debit card" mode, means the
> merchant pays a
> > higher percentage fee for the less secured mode, both in terms of the
> card
> > transaction and your ability to deny the charge (charge back) later.
> Other logic
> > at play may be a limit ($50 or $75) on that swipe only transaction,
> limiting
> > their exposure. I've had pumps when travelling that limited me to a $50
> charge
> > as a credit card, but no limit in debit mode.
> > You notice it when towing a trailer.
> >
> > What you also may have run into, but probably not notice, is pumps and
> > associated systems with camera's. When you swipe the card, they snap a
> shot of
> > you and your car. The really good ones have camera's mounted at angles
> that can
> > snag you/car and license plate and record a still as part of the
> transaction,
> > saved for as long as they have hard drive space. You'll notice the ones
> at big
> > truck stops with the monitors mounted near the cashiers, but many of
> them are
> > not so noticable.
> >
> > What really keeps ancient credit card technology secure is that -most-
> people
> > are honest, and most dishonest people aren't that bright. What keeps me
> (and the
> > world) paranoid is the few times I've bumped into brilliant bad people.
> They are
> > out there.
> >
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-- 
*
*
*--*
*Andy Borgmann*

E-mail: andy at borgmann.me
Cell Phone: (404) 492-6527
Personal Website: http://andy.borgmann.me/<http://andy.borgmann.me/?r=email>

"*Preach the Word; be prepared in season and out of season; correct,
rebuke and encourage - with great patience and careful instruction.*" -
2Timothy 4:2
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